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How to send money to Netherlands from Philippines

Get the best deals when you transfer from the Philippines to the Netherlands. Find the cheapest, fastest, and most reliable providers with the best PHP to EUR exchange rates.

Read on for analysis on the best ways to send money to Netherlands from Philippines.

Transferring the other way? Send EUR from Netherlands to Philippines instead.
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June 9th, 2025
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Best money transfer companies

Send money from Philippines to Netherlands

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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

Overall best way: Wise

Wise is our recommended company for PHP to EUR transfers.

Wise scored the highest of the 1 money transfer companies supporting PHP to EUR transfers.

In total, Wise appeared in 77.8% of Philippines to Netherlands searches.

For a great mix of cost, speed & features, we advise using Wise for your Philippines to Netherlands transfer.

Wise is the top rated company for sending money from Philippines (PHP) to Netherlands (EUR) - Wise Screenshot

How to get the best deal on sending money from Philippines to Netherlands

Summary of recent searches

Top rated for transfers from Philippines to Netherlands
Wise
Total number of PH - NL providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise

Sending money from Philippines to Netherlands considerations

1
Compare providers

A comparison of providers offering services between the Philippines and the Netherlands is the easiest way to ensure the best deal.

We've compared 1 providers that offer services for sending Philippine Peso to the Netherlands.

This ensures you will get the best options for your transfer to the Netherlands from the Philippines.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to the Netherlands.

2
Get the most from the Philippine Peso-Euro exchange rate
3
Choose the right payment method
4
Financial regulations in Philippines and Netherlands
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from Philippines to Netherlands: Wise

Wise is the cheapest way to send money to the Netherlands from the Philippines out of the 1 companies compared.

Data collected over the past 7 days shows that Wise is 0% cheaper than the second-best option.

This includes an average transfer fee of 42.65* PHP an exchange rate for buying Euro with Philippine Pesos that is -0.09% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Netherlands, Wise will result in the most Euro received.

*The most common fee applied to PHP-EUR by Wise, based on data from the past 7 days.

Wise is the cheapest way to send money from Philippines (PHP) to Netherlands (EUR) - Wise Screenshot

Fastest way to transfer money to Netherlands from the Philippines: Wise.

Of 1 companies compared, Wise offers the quickest way to send Philippine Pesos to the Netherlands.

Through our data, we found Wise to be the fastest option for sending money from the Philippines into Euro in 77.8% of occasions. For fast PHP to EUR money transfers, Wise comes highly recommended.

the Philippines to the Netherlands transfers with Wise have an average fee of 42.65 PHP.

To test that Wise was the 'fastest' option we compared 1 providers. With this, we compared overall speed of sending money from the Philippines to the Netherlands made up of depositing Philippine Pesos, to a money transfer account and transfer times to the Netherlands.

When sending at speed is a priority, Wise is our recommended choice for sending into Netherlands from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Netherlands (EUR) - Wise Screenshot

Transfer a large sum of money

When sending large amounts of Philippine Peso to the Netherlands it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
1 money transfer companies compared, Wise is the best option for large transfers from the Philippines to the Netherlands.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from the Philippines to the Netherlands can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Netherlands from the Philippines because they offer a strong service and competitive exchange rates.

Understanding the cost of transferring money to Netherlands from Philippines

Fees and exchange rates make up the total cost of sending money from Netherlands to the Netherlands. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-EUR mid-market rate is 0.0157 EUR per Philippine Peso. You will get more Euro for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-EUR mid-market rate has had a high of 0.0168, a low of 0.0153 and averaged 0.0162 EUR per Philippine Peso.

  • Across the 1 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to EUR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to the Netherlands.

Fees: Transfer fees are charged as part of the transfer. Wise at an average of 42.65 PHP per transfer over the past week, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Euro eventually received in the Netherlands. You can assume that a lower cost of sending from the Philippines will result in more money received in the Netherlands.

Finding the best exchange rate between Philippine Peso and Euro

Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.

Mid-market Rate
1 
=
0.015682 
EUR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0162.

  • In this period there was a high of 0.0168, and a low of 0.0153.

  • Wise, which is our recommended service to send money online from Philippines to Netherlands offers an exchange rate with a mark up of -0.09% above the mid-market rate.

Want to secure the best PHP-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Netherlands!

Funding your Philippines to
Netherlands money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to the Netherlands.

    By using a money transfer company such as Wise for transfers from the Philippines to the Netherlands, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 1 companies we tested when sending PHP to the Netherlands.

    With an average fee of 42.65 PHP to send money from the Philippines to the Netherlands, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to the Netherlands with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from the Philippines to the Netherlands.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Netherlands and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Netherlands.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Philippines to Netherlands?
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Can I send money from Philippines to Netherlands with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Netherlands through various providers?
How long does it take to send money from Philippines to Netherlands?
What is the best exchange rate I can get for sending money from Philippines to Netherlands?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Netherlands?
Can I schedule regular transfers between Philippines and Netherlands?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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